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Here’s the truth about whether or not you should buy car rental insurance for your Indianapolis car rental. As you plan your vacation and think about where you will stay and all the places you will visit, you also consider how you can save money. Getting car rental insurance that you don’t need can put a large dent in your wallet. However, it’s best to be prepared and by the time you finish this page, you’ll understand what you must do in order to protect yourself.

As soon as you get to the rental car agency, the clerk at the counter will bombard you with offers. Getting the additional insurance seems like a no brainer. But, to many well-informed and savvy travelers, they know from the jump-start, to say a polite “no” to all their kind requests. However, you may be in a position where a “yes” is warranted. Let me tell you about those scenarios.

The first reason you may need to add on insurance for your Indianapolis car rental is if you do not have any personal insurance on a vehicle you own whatsoever. If that is the case, the car rental agency will require you to purchase additional insurance through them. The next reason would be if you have a personal insurance policy but you lack adequate coverage for the car rental. In both cases you may be required to add on LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver). You’ll pay a daily fee and the rental car company waives it right to recover money from you in the event that the car is damaged or stolen. Purchase insurance for your Indianapolis car rental if you are at risk. You’ll be grateful for it later.

An easy way to reduce the cost of car rental is to utilize discount codes and coupons that are available on the internet. When you book your rental car online, you are often given access to discounts that you can not find in person. This includes special promotions that you can find through the internet as well as codes that you input during the online checkout process that save you money. These savings are incredible and range from just five dollars off a day, a dropped fee, all the way up to fifty percent off a total purchase.

There are many ways to obtain one of these discount coupons. Many of the individual car rental websites offer promotions right on their page that gives you access to a discount. Check each website to see what is available.

Another way to obtain car rental coupons is through a quick online search. This will often produce a code for a small discount that car rental companies use in order to entice customers to try them over other companies.

Greater coupons and discounts can be obtained by joining an organization or member club that offers discounts. Many of these places offer large deals on car rentals as well as other services for one yearly or monthly membership fee. This is a great idea if you find yourself in need of a rental car on a frequent basis. Other ways to obtain discount coupons is through frequent flyer programs, travel websites and organizations, credit card incentives, and an assortment of travel booklets and flyers.